WinCo Holdings Inc. Plan Document and Summary Plan Description (SPD) – The SPD contains information about all of the health and voluntary insurance benefits provided by WinCo Holdings. The SPD is the main source of information on the Plan that describes eligibility requirements, details about coinsurance and copays, what each benefit covers, plan exclusions, and more.

Summary of Benefits & Coverage (SBC) – The SBC is a form required by the Affordable Care Act. It is a summary of WinCo’s covered benefits, benefit cost sharing amounts, and coverage limitations.

Required Legal Notices – Includes the Medicare Part D Notice; HIPAA Notice of Special Enrollment Rights, CHIP Notice, and more!

The documents listed below give additional details on the benefit beyond what is in the WinCo SPD.

Short-term Disability 

Long-term Disability

Company Paid Life and Accidental Death & Dismemberment Insurance

Voluntary Paid Life and Accidental Death & Dismemberment Insurance (paid by employee)

Voluntary Accidental Death & Dismemberment (AD&D) Insurance (STAND-ALONE PRODUCT) (paid by employee)

LegalShield (paid by employee)